How to Get Cheap Car
Insurance For Teenagers
The cruel reality when it
comes to car insurance is that teenagers are going to have to pay extremely
premiums. This happens because teens are more likely to get in an
because they have limited experience in driving. The good news is that
are things you can do to get cheap car insurance.
The first thing you need to
do when looking for car insurance is to not settle for he first quote
given. The best way to save money on insurance is to go around to many
different companies and get quotes from each one. Often times the first
you get a quote from is actually one of the most expensive. So, ask
do not be in a hurry and you will save money.
If you are about to purchase
a car you should look into a number of factors which will help keep
premium down. If the car you are purchasing has anti-lock brakes, an
device, and air bags you will see the premium go down. If you have a
that has limited risks on it, you will be required to pay less because
cheaper to insure.
Companies often times offer a
no claims bonus where you earn discounts on your premium over time for
making any claims. This is a great long term solution to reducing your
insurance as a long driver. The typical discounts that you receive
30% off your premium which can save you a good amount of money in the
If you are looking at getting
a used car it is wise to avoid cars that have modifications. Insurance
companies typically charge you more on your premium if there have been
modifications done to the car which will of course cost you more money.
If your car has an alarm
professionally installed into it, you can look at about a 10% reduction
premium. Insurance companies like car alarms because they help ensure
car will not be stolen which will save them a lot of money.
If you do not drive very much
and your annual mileage is low, you could be on your way to receiving a
discount. The less miles you drive the fewer opportunities you have to
your car, so the company will offer you a good discount to keep your
Although you will not receive
a big reduction on your premium, you can save a little money by adding
driver to your policy. Typically, with an older driver, such as a
parent, on a
policy, the teen driver drives safer because there is someone making
Teenagers have limited
driving experience compared to other drivers so they are seen as more
get in an accident by car insurance companies. This is the reason that
car insurance is so expensive. This article should help you get cheap
insurance for teenage drivers.